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This paper discusses the key style and design options of Brazil’s quick payment program (Pix) which have contributed to its good results and compares a few of its options with Individuals of instant payment systems in other nations. The paper also outlines some remaining challenges from the implementation of Pix
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Participants that drop outdoors the regulatory perimeter should still give payment expert services but only indirectly by going through a controlled establishment. They must even now satisfy specified requirements established from the BCB, which include things like (i) a signed contract by having an existing direct participant; (ii) the technical and operational potential to operate in the Pix program; and (ii) equity of no less than BRL one million.
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